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Classic vs Standard Auto Insurance 🚗✍️ | Why Parts, OEM Coverage & Repairs Matter in 2026 Classic car parts are much harder to find than parts for standard vehicles 🧩. For example, if you own a 2025 Toyota Corolla, parts are still widely available, which makes repairs faster and easier. OEM stands for Original Equipment Manufacturer 🏭. With newer vehicles, standard auto insurance usually provides OEM coverage because those parts are readily available on the market. Classic and antique vehicle
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