This amortization calculator returns monthly payment amounts as well as displays a schedule, graph, and pie chart breakdown of an amortized loan.

Jan 12, 2026 · Amortization is the accounting practice of spreading the cost of an intangible asset over its useful life. Intangible assets aren't physical, but they're still assets of value.

Use this Amortization Schedule Calculator to estimate your monthly loan or mortgage repayments, and check a free amortization chart.

Oct 17, 2025 · Amortization is the regular, fixed reduction in value of something over time. In finance, amortization commonly comes up in 2 main ways: with debt and with assets. With debt, you might …

Amortization is paying off a debt over time in equal installments. Part of each payment goes toward the loan principal, and part goes toward interest.

Aug 6, 2021 · At its most basic, amortization is paying off a loan over a fixed period of time (the loan term) by making fixed payments that are applied toward both loan principal (the original amount …

Dec 5, 2025 · By definition, “amortization” refers to a schedule for the loan which shows the total payment for each month, including how much will go toward the interest vs. paying down the …

Calculates an amortization schedule, showing the loan balance and payments by month. Loan Amount: Enter total loan amount. Down Payment: Enter the down payment. Interest Rate: Enter the interest …

Amortization is a fundamental financial concept with significant implications for both personal finance and business accounting. Whether it's understanding how your mortgage payments gradually reduce …

Amortization is when an asset or a long-term liability's value or cost is gradually spread out or allocated over a specific period. It aims to allocate costs fairly, accurately, and systematically so that financial …